Why insuring with SW Prestige not only gives you a unique insurance solution but also gives proceeds to charity
How can you help others while also protecting your home? SW Prestige has the answer, since it started offering a bespoke home insurance package to senior civil servants towards the end of last year. A percentage of their earnings are passed directly to the Civil Service Trust Fund. The amount paid to the Trust will be regularly updated on the website for further transparency.
The Civil Service Insurance Society (CSIS) noted that High Net Worth (HNW) individuals, within the service, were not being offered bespoke insurance programmes, so they approached specialist (HNW) provider, Sutton Winson. Supported by the CSIS, Sutton Winson with specialist underwriter Hiscox Insurance, have researched, designed and developed a policy especially catered to suit HNW civil servants.
Regular Home insurance often fails to provide the cover you need for your personal assets adequately. As an SW Prestige client, you will be assigned a dedicated account manager to handle all your personal HNW insurance and risk management needs. Grahame Lamb, Director at Sutton Winson, defines his market:
“What we see is an audience that is professional, dedicated, loyal. Such clients, while being attractive to an underwriter, require a higher level of personal service and expertise. Such HNW individuals tend to be in a position where the nature of the risk is more complex in terms of the antiques, the jewellery, artworks, types of listed property and so forth.
“I’m not aware of any other insurance broker which is delivering a service to high net worth individuals where part of their proposition is to have a claims executive available on a 24/7 basis.”
While that sounds impressive, what does it mean in reality? Here’s an example. Lyn Langton, Claims Executive for SW Prestige, received a distressed call on a Friday evening, where a client had spilled paint onto a valuable painting, an heirloom. Lyn managed to speak to a restorer on the Friday night. The painting was subsequently picked up Saturday morning and quickly returned, perfectly restored.
But the scheme can deal with much more than just home insurance. As well as the usual policy cover you would expect from a HNW portfolio, the policy can also include a number of extensions such as Kidnap and Ransom protection, and advice on specific risk management. There is even an advice service for children heading overseas on a gap year.
As Grahame Lamb says, “We never encourage people to break their existing contracts, but they should feel free to contact us anytime to discuss their existing insurance arrangements. We will be delighted to provide free advice and offer an honest assessment on whether we can assist. If people do insure with us they will be reassured to know that we offer a free appraisal service because time and again we find people just don’t realise the value of their possessions and they are badly underinsured which may cause problems when a claim occurs. We recommend people speak to us now.”
Please contact:
T: 0844 844 8084
E: swprestige@swib.co.uk
W: www.swprestige.co.uk